Investing in Real Estate in Planta: Advantages and Essential Care

Investing in real estate in the plant has become a popular option for those seeking to acquire a property with valuation potential, especially in the early stages of a project.

The properties on the floor plan offer a series of advantages, such as more affordable prices, customization opportunities, and the possibility of high financial returns.

However, this type of investment also involves risks, such as delivery delays or unexpected changes in the market. In this article, we will explore the advantages and essential care when considering investing in real estate in the plant, helping you make informed decisions.

What Does Investing in Real Estate in the Plant Mean?

Investing in real estate in the plant means acquiring a property before its construction is finalized. Normally, the buyer acquires the property based on architectural projects and construction plans, with the expectation that the value of the property will increase as construction progresses and delivery approaches.

• Advance purchase: You buy the property before it's ready, allowing you access to lower prices.
• Valuation potential: Properties in the plant have the potential to appreciate significantly until delivery, especially if the area in which they are located is growing.

Advantages of Investing in Real Estate in Planta

1. Affordable Price

One of the main advantages of investing in real estate on the floor plan is the more affordable price compared to properties ready to move in. When buying a property before construction, you pay a lower amount than the finished property, which represents an opportunity to acquire a property with a lower initial cost.

• Promotional discounts: Many construction companies offer discounts and special conditions for investors who buy the plant, which can increase the return on their investment.
• Installment payment: During the work, payment can be made in installments, facilitating the investor's cash flow and allowing the amount to be diluted over time.

2. Valuation Potential

Properties on the floor plan have great valuation potential, especially if they are located in developing areas or in regions with a high growth projection.

As the work progresses and the region becomes more valued, the price of the property tends to increase, providing a good return on investment.

• Infrastructure growth: The value of a property can increase significantly when new developments, such as shopping centers, schools, and public transportation, are built nearby.
• Development of the region: If the area where the property is being built is undergoing a process of revitalization or urbanization, the valuation tends to be even greater.

3. Customizing the Property

By investing in real estate on the floor plan, you have the opportunity to customize the property, depending on the development stage and the flexibility of the construction company. This may include adjustments to the layout, finish, and other details that make the property more attractive for future rental or sale.

• Choice of finishes: Some construction companies offer finishing options for buyers, allowing you to adapt the property to the preferences of the local market.
• Greater control over the property: Since you are buying the property before it is delivered, you can make important decisions about what will be built and how the property will be finished.

4. Passive Income Through Rent

Investing in real estate in the plant can also be an excellent way to generate passive income. After the property is delivered, you can choose to rent it, especially if it is in an area with high demand.

The rental price tends to be higher compared to older properties, due to new conditions and finishes.

• Demand for new properties: In large cities and growth areas, there is a high demand for new properties, which guarantees a constant flow of tenants.
• Long-term profitability: The valuation of the property also contributes to a higher return over time, as the rental price increases.

Essential Care When Investing in Real Estate in Planta

While investing in real estate in the plant has many advantages, there are also risks that must be carefully assessed. Here are the key precautions to take to ensure that your investment is safe and profitable.

1. Choosing a Trusted Builder

The choice of the construction company is one of the most important factors when investing in real estate in the plant. Before closing any deal, it is essential to verify the credibility of the construction company and the quality of the properties that it has already delivered to the market.

Check the company's history, past projects and, if possible, talk to former buyers to learn more about their experience.

• Check the portfolio: Research the construction company's other projects and verify that they were delivered on time and with the promised quality.
• Legal advice: Consider hiring an attorney who specializes in real estate law to review the contract and ensure that you're making a secure purchase.

2. Attention to the Delivery Time

Delays in delivery are common in real estate projects, which can be a problem for the investor who has the property ready in a certain period. Delays may affect investment profitability, especially if the property is intended for short-term rental or resale.

• Construction delays: Be aware that construction companies may face unforeseen challenges during construction, such as problems with suppliers, weather difficulties, or regulatory issues.
• Contractual clauses: Make sure that the contract has penalty clauses in the event of a delay in delivering the work, which can help protect your rights as an investor.

3. Market and Localization Research

The location of the property is crucial to determine its profitability and valuation potential. Perform detailed research on the region where the property will be built, considering factors such as infrastructure, security, transportation, and economic growth.

Real estate in regions with great development potential tends to offer the highest financial returns.

• Growth projection: Investing in growing areas or in the process of revitalization can offer great returns in the long term.
• Accessibility and demand: Check the demand for rent and the accessibility to the region to ensure that the property will be attractive to future tenants or buyers.

4. Cost and Profitability Analysis

Calculate the profitability of the property taking into account not only the purchase price, but also the additional expenses involved, such as writing fees, property taxes, maintenance, and condominium fees. This will help you determine if the investment will be profitable over time.

• Operating costs: Consider all periodic property expenses, including maintenance and management costs, if you choose to rent the property.
• Profitability estimate: Calculate gross and net rental profitability, considering the relationship between the value of the property, rental income, and maintenance costs.

When Is Investing in Real Estate in Planta Worth It?

Investing in real estate on the floor plan is worthwhile if the objective is long-term valuation, affordable purchase price and personalization of the property. If you are willing to wait for a return on investment and want to reduce the initial cost, the properties on the floor plan are an excellent option.

However, it's important to be aware of the associated risks, such as delivery delays and market uncertainties.

• In the long term: If the objective is to generate passive income by renting or reselling the property at a profit, investing in real estate on the floor plan may be a good choice, especially in areas with high demand.
• For those who have patience and planning: The investment in real estate in the plan is ideal for those who have a long-term vision and can wait for the delivery of the property to enjoy the return.